10. When you make a deposit, tellers high-five each other.

9. After you get a free toaster, bank president shows up at your house begging for toast.

8. Your monthly statements are handwritten, in crayon.

7. When you want to make a withdrawal, clerks suddenly don't speak English.

6. You notice Kato Kaelin sleeping in the vault.

5. Your safety deposit box is a Dunkin' Donuts carton wrapped in tin foil.

4. All cash deposits go directly into teller's pants.

3. Lobby is waist-deep in Mexican pesos.

2. Toll free customer service line is 1-800-GET-HOSED.

1. Four words: Bank President Rosa Lopez